First of all is the use of conditional formatting to highlight cells with negative values in red (meaning bad) or green if positive (good). There are few features that make this spreadsheet unique and stand out of the crowd. Unlike other monthly budget templates that usually only offer to create a budget, this particular one is designed to allow you to compare your Projected Budget with your Actual Expenses and Income. The Monthly Household Budget Worksheet is a simple Microsoft Excel spreadsheet contains detailed list of budget categories and items specifically designed for a family or household budgeting. Overall, we think that Household Budget Worksheet is about as good as it gets when it comes to budgeting spreadsheets it looks good and has meaningful tools to help you monitor your spending. We also liked the fact that the spreadsheet has a built-in bar graph that displays budgeted and actual spending for each category. We appreciated the fact that Household Budget Worksheet was so thorough in its categories and also left room for users to add their own. Expense categories include home, daily living, transportation, entertainment, health, recreation, insurance, obligations and savings, education, vacation, subscriptions, children, business, pets, and miscellaneous. There's space to enter income from wages, investments, and other sources, as well as a quite thorough list of expenses. We really liked it that the spreadsheet lets users enter both the budgeted amount and amounts spent and then calculates the difference, making it easy to see where your budget's getting blown. The spreadsheet had a professional-looking format with helpful built-in instructions. Household Budget Worksheet is simply an Excel spreadsheet, and it opened in Excel with no problems. We think this is a great choice for anyone who needs a simple way to keep track of their spending.

Household Budget Worksheet falls somewhere in the middle, bringing some useful features to the familiar format of a spreadsheet. There are all kinds of tools out there for budgeting, from Web sites that connect to your bank account to the old-fashioned envelope method.

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